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Mobile Bank Accounts & Debit Cards | Green Dot Help Help center FAQs Quick help guides Chat with us Contact us Fraud protection Identity theft protection Log in Register/Activate Register/Activate Help Help center FAQs Quick help guides Chat with us Contact us Fraud protection Identity theft protection Products Green Dot Unlimited Cash Back Bank Account​ GO2bank Visa Debit Card Green Dot Visa Debit Card Green Dot Pay As You Go Visa Debit Card Green Dot Cash Back Visa Debit Card MoneyPak Compare our products Benefits Early direct deposit Deposit money Move money Pay bills Overdraft protection Savings features Security and protection Tax center​ Get the app Partners Banking as a Service Green Dot Network Paycard and earned wage access Tax practice solutionsMeet Green Dot Blog Help Help center FAQs Quick help guides Chat with us Contact us Fraud protection Identity theft protection Log in Register/Activate Register/Activate Help Help center FAQs Quick help guides Chat with us Contact us Fraud protection Identity theft protection Open an account Green Dot Unlimited ® Banking made simple, rewards made easy Open an account Already have a Green Dot card? Register/Activate Open a Green Dot® Unlimited or a GO2bank™ account online now. No matter which card is right for you, you can always enjoy getting your pay up to 2 days early * , overdraft protection up to $200 * , and free ATMs nationwide . * GO2bank TM , the ultimate mobile bank account Green Dot ® Unlimited Cash Back Bank Account GO2bank™, the ultimate mobile bank account GO2bank TM the ultimate mobile bank account from Green Dot No monthly fees * + 4.50% APY on savings, paid quarterly * Build credit with no annual fee. * Plus, get your FICO® score for free. * Open an account Green Dot ® Unlimited Cash Back Bank Account Green Dot ® Unlimited Banking made simple, rewards made easy Earn unlimited 2% cash back on online and mobile purchases * Free cash deposits using the app at participating retailers * Open an account Get more with early direct deposit Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. * Set up direct deposit Unlock overdraft protection up to $200 with opt-in & eligible direct deposits. * We’ll automatically cover purchase transactions that exceed your available balance. Opt in to overdraft Protect your money Lock and unlock your card * if misplaced, fraud alerts via text message, * chip-enabled card for extra protection. Learn more Mobile banking Mobile check cashing & deposit, online bill pay and track your spending 24/7. * Add money easily Bank transfer * , cash or deposit checks, * add cash using the app, * or send money from one Green Dot card to another. * Savings features Set aside money in the Money Vault * or High-Yield Savings Account * for free and access anytime. Account protection Lock / unlock your card * , account alerts * & a chip-enabled card! Download the Green Dot app We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. 24 years of banking innovation 80 million accounts managed to date 07 days a week live customer support 90 thousand retail deposit locations Account Open an account Activate a card Get the app Company Meet Green Dot Blog Careers Investor relations Banking as a Service Tax practice solutions Resources Help Center Contact us Chat with us Find a store Site map Legal Account agreements Online Privacy Statement (PDF) CRA Public File Ad choices (PDF) Employee CCPA Privacy Statement State licensing notices (PDF) Law enforcement Site terms of use (PDF) Active personalized card required. See Account Agreement for details. No monthly fee when you direct deposit $500 or more in the previous monthly period. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability. Simply pay as you go. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.​ Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. Activated, chip-enabled GO2bank card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. See Deposit Account Agreement for details. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of February 2024. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.37% is determined by the FDIC as of 3/20/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual...